Technology is everywhere. We use it constantly throughout every hour of each day. While it has made our lives easier and more convenient, is it better than a time when we didn’t rely on it so much? Most would agree that yes, it is better, and in many instances that may be true, but in some cases it seems that going back to the basics can be more effective.
A recent article from the American Express Open Forum expresses such an instance. According to the article, “Pen and Paper: Killer Productivity Apps,” studies show that hand-writing notes on paper helps with memory skills and can heighten brain activity. Physically writing things down actually helps us to remember things.
So how can this relate to the construction industry?
To be honest, these tips can be helpful in any industry. If you want to remember something, don’t simply store it in your smartphone or tablet. With the amount of apps and distractions that these devices can hold, your priorities can get cluttered. For contractors and construction workers, project checklists and dates involving project deadlines and lien deadlines are extremely important details that need to be remembered. Write these important notes and dates down, and save them somewhere in which you can be constantly reminded. Simply saving them in technological devices will not always suffice and can easily get overlooked. If deadlines aren’t met or checklists aren’t completed, numerous problems can arise. Stay organized, and write things down to help remember!
For those who must use technology like myself, there are programs like Evernote which allow for storage of all notes and even allow for writing on tablet devices. Evernote is great and I highly recommend and its Evernote Trunk list out all compatible apps where you can find writing applications.
As an attorney in multiple states (California and Louisiana) there are many overlapping rules and theory of law that are transferable from jurisdiction to jurisdiction. However, there are many local and state wide idiosyncrasies that are not necessarily taught in law school or not easily attainable for pro se or pro per litigants. I felt it appropriate to do this series so that it will help individual litigants, business owners and contractors so that they have a better understanding of only some of the nuances which I have come across.
Topics That I plan to cover include, 1) basic discovery rules, deadlines and concepts; 2) a CA C.C.P. 998 offer of settlement and its impact on litigation, 3) filing and obtaining a default judgment, including CA C.C.P. 1033 declarations and letters of intent, 4) basic filing procedures for a Complaint and subsequent pleadings including proof of mailing forms.
The purpose of this series is to better educate anyone who gets involved in the legal process. There are a number of resources out there but sometimes simple tasks can be daunting in the legal industry. Other times certain jurisdictions emphasize things that are simply overlooked in others. Lastly, California has a vast network of forms that in theory set out to be helpful yet in the end can send one in a fit of confusion. I will attempt to show some helpful way to navigate that stream of information.
According to a recent Press Release from Marsh, a leader in insurance broking and risk management, construction firms across the U.S. will be facing new challenges in the upcoming year. Insurance rates have been declining for close to a decade, but rates are forecasted to increase between 8 and 10 percent. Firms with poor loss histories will receive higher rates, and some may not even be able to renew their policies.
This rise in rates is apparently the result of “soft market conditions” in recent years. Michael Anderson, Leader of Marsh’s U.S. Construction Practice, stated, “This comes against the backdrop of medical cost inflation and changes to some state statutes that have extended coverage beyond the insurers’ originally intended scope.” Mr. Anderson also goes on to explain that even with the increase in rates, the industry’s capital is still strong resulting in market conditions remaining competitive.
To read more about this Press Release and other interesting Construction Market Updates, click here.
Contractors need to be sure to stay current on all insurance so that the contractor will limit its exposure when occurrences happen. Being insured is a major expense in all construction companies. That expense will be justified when a claim is made. Insurers seek to exclude or deny coverage, therefore a good attorney will be needed to fight back. Here at Wolfe Law Group, LLC we handle situations where we work with insurers to aid our clients and other situations where we fight insurers to get them to pay our clients what they are owed under the policy.